Finanaciación

FINANCING

FINANCING PROJECT

We offer financing, investment and financial structuring tailored to the needs of each project.

Our company can receive proposals to finance projects that meet the minimum parameters we require. Our financing scheme can be approached in two different ways:

  • Obtaining investment loans based on the project’s Business Plan and its repayment capacity.
  • Investment in the project via Project Financing, where we can participate in the project as investment partners with the exit of our participation agreed at a specific time.

Investing in financial instruments

Investing in financial instruments is a smart way to make my money grow and ensure my financial stability in the future’.

Haizea Activities Ltd. can provide our clients with different types of financial instruments that allow them to optimise their liquidity peaks and obtain returns, often higher than those offered by traditional investment projects.

Structuring of debt financing

This is an essential process to ensure proper management of a company’s financial resources and guarantee its economic stability.

Our company can study the situation of your liabilities and offer you a debt restructuring approach based on more favourable credit lines based on the guarantees that our financial instruments can provide.

Why choose to lease or lend a financial instrument?

Banks must always maintain an appropriate balance between the assets they own or hold in custody and the credit lines granted to their clients. Therefore, they seek liquid collateral that allows them to balance the ratio between assets and loans, and thus operate in accordance with the regulations imposed by the central bank of the country concerned. Our group offers, through leasing or lending, a selection of liquid assets for this purpose, including:

What is a BOND?

A bond is a debt investment whereby the investor lends money to an entity (company or government) that borrows the funds for a defined period of time at a specific interest rate.

What types of obligations can be subject to leasing?

We select only long-term bonds, whose nominal value remains stable over time and with a maturity of between 10 and 30 years, issued exclusively by banks.

  • We only select long-term obligations whose nominal value remains stable over time and have an approximate maturity period of 15 months, issued exclusively by banks.
  • We only work with Global Bonds issued by countries with a minimum medium-term credit rating of BB+. The maturity of the bonds to be managed can be up to 10 years, although longer maturities may be considered depending on the country’s credit rating.
  • The value is considered 100% of its face value. The lines of credit or loans we could obtain will depend on the bond’s coupon and its quotation on Bloomberg and/or leading international rating agencies.

What is an MTN?

A promissory note that generally matures in five to ten years. This type of debt program is used by a company in order to have steady cash flows from its debt issuance; it allows a company to tailor its debt issuance to meet its financing needs.

What are the types of MTNs that can be leased?

We exclusively select the oldest MTNs (Medium-Term Notes) whose nominal value stabilizes over time, and which have a maturity of approximately 15 months, issued solely by banks.

  • Maturity: Between 12 months and 60 months.
  • Available Value: This will depend on the issuer’s rating and the annual interest payment coupon, if applicable. It’s estimated to be between 60% and 90% of the MTN’s face value.

 

What is a BG (Bank Guarantee)?

A bank guarantee means that a financial institution guarantees that a debtor’s obligations will be fulfilled. In other words, if the debtor fails to pay a debt, the bank will cover it. A bank guarantee allows the customer, or debtor, to acquire goods, purchase equipment or avail of a loan.

What are the types of BGs that can be leased?

We only issue BGs with cash backing and freshly cut. Cash-backed means that the real value of the bank guarantee is equal to 100% of the nominal value, as the BG is backed by cash, generated using a bond as collateral.

  • The asset’s value is considered 100% of its face value.
  • The loan value or working capital should be between 60%-75%, depending on the issuing bank’s rating and the specific conditions of the banking instrument itself (wording), as well as the annual interest payment coupon, if applicable.

What is an SBLC (standby letter of credit)?

An SBLC (Standby Letter of Credit) is a financial instrument primarily used by businesses to secure a contract. The agreement is called “standby” because the bank will only have to pay in the worst-case scenario. Although an SBLC guarantees payment to the seller, the contract must be strictly enforced.

What are the types of SBLCs that can be leased?

We only issue newly issued cash-backed SBLCs. The fact that they are cash-backed means that the actual value of the stand-by letter of credit is equal to 100% of the face value, as the SBLC is cash-backed, generated using a bond as collateral.

  • The asset’s value is considered 100% of its face value.
  • The loan value or working capital should be between 60%-75%, depending on the issuing bank’s rating and the specific conditions of the banking instrument itself (wording), as well as the annual interest payment coupon, if applicable.